This interview discusses the startling results from a study on disability awareness. It is projected that one in four people currently age 20 will be forced to stop working for a considerable amount of time due to a disabling condition. However, only 26 percent of American households own disability income insurance. This report looks at this considerable protection gap and explores the level of awareness of the respondents to the incidence of disability as well as their understanding of disability insurance. In essence, the report proves the very notion that “what people don’t know can hurt them.”